5 Simple Techniques For 債務舒緩成功率 - 【ivahk.top】
5 Simple Techniques For 債務舒緩成功率 - 【ivahk.top】
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如果成功申請債務重組，便可以按照個人的還款能力，與債主重新商議還債安排，同時避開破產，保留專業資格，以免對工作、信貸紀錄及個人聲譽帶來深遠影響。
申請者不但不需要付額外債務重組收費，而且本公司盡所能，為您組織完善計劃書，節省最多，慳得最多。讓您可以好好擺脫債務，重新做人。
Your debts will probably be merged into one very affordable regular monthly payment with a transparent timeline so you understand when you may be debt-cost-free.
Financial debt aid orders: A credit card debt relief buy freezes personal debt repayments and curiosity for twelve months, and then your debts could be penned off Should your money scenario won't enhance.
If it’s likely you are going to receive an inheritance or big bonus or gift within the future five decades, it is best to think twice about regardless of whether an IVA is suitable for you.
Equifax is a global credit reference agency operating in britain. You can entry your Equifax credit report at no cost by signing up to get a myEquifax account.
申請債務重組失敗後可以選擇申請結餘轉戶，以低息的貸款償還原有較高息的債務。
結餘轉戶貸款是一種私人貸款產品，與債務舒緩計劃不同，其原理是將多筆卡數或債務合併，並轉移至單一債權人，以達至減少利息支出、方便管理債務及延長還款期等作用。
因此，如果欠債額較低，債務舒緩和其他大額清數貸款便會是較為適合的選擇。債務舒緩和結餘轉戶計劃的原理與債務重組相似，但手續更簡單，更不需要經過法律程序和留下紀錄，較適合一些從事敏感行業的人士，如金融業、公務員、或其他專業人士，後者及影響較債務重組較少。
Some insolvency practitioners may possibly provide you with a totally free or diminished amount Original meeting to speak about no matter if an IVA is well suited for you. Inquire close to to view who features this service.
若你發現自己無法按計劃還款，首先不必驚慌。你需要立即與你的債務顧問或律師聯絡，他們可以為你提供專業的建議，並幫助你了解你現在有哪些選擇。與此同時，你也應該盡快與債權人聯絡，向他們解釋你當前的困難，並嘗試協商修改還款計劃。如果情況允許，你也可以尋求專業的財務諮詢，他們可以根據你的具體情況，為你制定一個新的財務計劃。
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選擇所需服務：「破產案，個人自願安排個案及強制性清盤案紀錄個別查冊」。
An IVA includes a ‘windfall clause�? If 債務重組破產分別 you receive a windfall (a sum of cash), you will need to report iva it and might have to make extra payments with your IVA.